Oklahoma Bar Association
Tulsa Country Bar Association

Uninsured/Underinsured Drivers

Oklahoma law requires automobile drivers to carry a minimum liability coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident and $25,000 liability coverage for property damage.

These amounts of coverage can be quickly exceeded if you are seriously injured in a car accident. What's more, many motorists in Oklahoma operate motor vehicles without insurance coverage. If you or someone you love has been injured in an accident with an uninsured or underinsured driver, you may be able to recover the full amount you are owed from your own insurance company.

Insurance companies must offer all auto policyholders the option to purchase uninsured motorist and underinsured motorist (UM/UIM) coverage, which is something we strongly encourage all motorists to do.

Experienced Tulsa Uninsured Motorist Lawyer

At Hawkins Law Firm in Tulsa, we will protect your rights and work to recover the full amount you are owed if you have been injured in an accident that was caused by an uninsured or underinsured motorist.

UM/UIM coverage also provides protection if you are injured in a hit-and-run accident and the other driver is never identified, or even if you are hit by a motorist while walking or riding a bicycle.

Having UM/UIM coverage isn't always a guarantee that you will be offered the costs of medical bills, lost wages and other compensation you are owed in these cases. Your insurance provider may deny your claim in attempt to protect its own bottom line.

Attorney Hawkins knows the strategies that insurance providers use to deny valid claims. We have the resources to build strong cases that withstand these tactics and provide the compensation you need. The financial burden of someone else's mistake should not cost you. Your injuries are a high-enough price to pay.

Contact Hawkins Law Firm

Contact us if you have been injured and need legal representation in an uninsured motorist claim. It is important to reach us as soon as possible following your accident — even before you speak with your own insurance providers. They may attempt to use statements you provide them about the accident against you.

We offer a free, no-obligation consultation. If your injuries limit your mobility, we will come to you. We represent individuals throughout Green Country.

Client Reviews
I've known Phil for over 4 years now and have always been very happy with his service to me. Anytime I had questions or issues Phil would always find me the answers I needed and always in a timely and professional manner. I never had a problem with him returning my calls even at odd hours. He was a tremendous help to me and still is and I was very pleased with the outcome. I fully understand that I was not his only client but he still always found time to talk to me when I needed him and to reassure me when I stressed over my situation. Angela D.
I had Phil Hawkins as my attorney on several cases and have been extremely satisfied with his services. Him and his staff kept me informed and up to date on every step. He was very professional and very knowledgeable on all my cases over the past 5 years. My future was looking pretty dim there for awhile because of my injuries and age but Mr Hawkins came through and I can now relax. I found him and his staff very polite, courteous and compassionate to my circumstances and the final results were very satisfying. Frederick J.
I am very grateful for the support of the Hawkins Law Firm. It is not common to walk into law firm and be greeted by a dog! However, as it is only in a time of crisis that one needs to seek out the help of an attorney - I found this to be a very unique and helpful comfort! Not only did Mr. Hawkins take the time to address all of my questions and concerns; but the warm and welcoming environment of his law firm, along with his staff, made an otherwise stressful situation a overall less overwhelming experience. Debbie C.